David Bosley

Managing Director, Senior Executive General Adjuster

David has handled technical and complex losses including property, CAR, machinery breakdown, natural resources and associated BI/time element, globally for the last 40 years. In addition, he manages liability claims specializing in product liability.

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Mobile: +44 (0) 7974 766935

Kevin Patrick

Managing Director, US

Kevin Patrick has served the insurance industry as a claims professional. He has vast experience with large/complex property claims, is a highly sought-after expert witness, and is a certified appraiser/umpire.

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Mobile: +1 (843) 422-1794

Brian Fell

EVP, US Operations, Senior Executive General Adjuster

Through managing claims for insurance carriers, Brian Fell has handled claims involving a wide variety of risks relating to commercial, industrial, manufacturing and healthcare risks. He has handled many catastrophe related losses associated with hurricanes, floods, winter storms, wild-fires and civil unrest, both domestically and internationally, as an Executive General Adjuster.

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Mobile: +1 (732) 803-9729


Mark Lowers

Founder and Chief Executive Officer, Lowers Risk Group
Chairman of the Board, Adjusteck

Mark serves as President and CEO of Lowers Risk Group, a provider of enterprise-wide risk mitigation and loss prevention, employment screening, and data intelligence services through its complementary companies: Adjusteck, Lowers & Associates, Lowers Forensics International, Proforma Screening Solutions, Wholesale Screening Solutions, and Periculus. Mark is also President of Lowers & Associates, a firm specializing in risk mitigation, international risk management, and loss prevention services that provides services to insurance companies, banks, the cash-in-transit industry, and other financial institutions. He has served in this capacity since 2004.

Office: +1 (540) 338-7151

Andrew Ballard

SVP, Business Development,
Lowers Risk Group
Director, Global CAT Coordinator, Adjusteck

Andrew has held various claims management roles with the London insurance market working for both brokers and insurance companies. Over the last 10 years, his responsibilities have included client relationship management for a global loss adjusting firm, as well as business operations management.

Mobile: +44 (0) 7507 618720